New developments · Off-plan property

New developments in Estepona & the Costa del Sol.

A curated selection of off-plan and new-build properties in Estepona, Benalmádena and Fuengirola — plus hand-picked projects in the Dominican Republic and Dubai.

See current projectsHow buying off-plan works
Beyond Spain

Diversify your wealth abroad.

Spread your property portfolio across markets and currencies. Alongside the Costa del Sol, we advise on hand-picked new developments in the Dominican Republic (USD) and Dubai (AED) — with the same personal guidance.

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Dominican RepublicPunta Cana, Cap Cana and BayahíbeDiscover →DubaiBinghatti and Sobha projectsDiscover →
Buyer’s guide

How buying off-plan property in Spain works

The typical process for a new-build purchase on the Costa del Sol, step by step.

Step 1Reservation contractContrato de reservaYou reserve the property with a reservation fee, usually €6,000–€10,000. This takes it off the market while legal checks are done. At this point you appoint your independent lawyer.
Step 2Due diligence & legal checksComprobaciones legalesYour lawyer verifies building licences and planning permissions, the developer’s guarantees and insurance, and confirms there are no debts, mortgages or embargoes on the land. For off-plan purchases, they also check bank guarantees and construction timelines.
Step 3Private purchase contractContrato de compraventaUsually signed within 30 days of reservation, paying 10%–30% of the price. It sets out the payment schedule, completion deadlines, penalties for delays and property specifications.
Step 4Stage paymentsPagos durante la obraFor properties under construction, you pay in instalments at agreed construction milestones. The final balance (around 60%–70%) is paid on completion.
Step 5Completion at the notaryEscritura de compraventaThe title deed is signed before a Spanish notary, you pay the remaining balance and receive the keys. If you finance, the mortgage deed is signed at the same time.
Step 6Land Registry registrationRegistro de la PropiedadYour lawyer registers the property in your name at the Land Registry and settles the taxes and fees.
Legal supportBuy with an independent property lawyerWe work with Legal Expertise, a law firm on the Costa del Sol: NIE, due diligence, contract review, bank guarantees and completion at the notary.

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Free mortgage adviceFinancing for foreign buyers in SpainNon-residents can get a mortgage in Spain. We advise you free of charge: how much you can borrow, the documents you need and the best options with Spanish banks for international buyers.

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Budget

Costs of buying a new build in Estepona & Manilva

Approximate purchase costs for off-plan property in Andalusia.

VAT (IVA) on new builds10%
Stamp duty (AJD)≈ 1.2%
Notary fees≈ €600–€1,500
Land Registry fees≈ €500–€1,000
Legal fees≈ 1% + VAT
Mortgage costs (if any)≈ 1%–1.5% + notary
Bank guaranteeSpanish law requires developers to issue a bank guarantee for every payment you make, protecting your money if the project is not completed.
10-year structural warrantyNew builds include a 10-year structural warranty, plus shorter warranties for finishes and installations.

Find the right new development for you.

Tell us your budget, preferred area and timeline. We’ll send you a shortlist of off-plan projects with prices, plans and payment schedules.

WhatsApp +34 681 032 547Email coast2@remax.esRequest a consultation