The EU Data Protection Law (GDPR)
The General Data Protection Regulation is a European regulation that governs the processing of personal data of citizens and residents within the European Union. It came into effect on May 25, 2018, and applies to any company, website, or entity that collects, stores, or processes personal data of individuals in the EU, even if the company is based outside of Europe.
Key Requirements of the GDPR
1. Clear and Explicit Consent
- Users must give explicit consent before their data is collected.
- Pre-ticked checkboxes on forms are not allowed.
2. Rights of Individuals Over Their Data
Individuals have the right to:
- ✅ Access their personal data.
- ✅ Correct incorrect data.
- ✅ Delete their data (right to be forgotten).
- ✅ Transfer their data to another service.
- ✅ Object to their data being used for marketing or analysis.
3. Transparency and Legal Notices
Companies must clearly inform:
- What data they collect.
- How the data is used.
- Who has access to the data.
- How long the data will be stored.
This is reflected in the privacy policy on the website.
4. Data Security
Companies must protect personal data against unauthorized access, loss, or breaches.
5. Data Breach Notification
If there is a data breach, the company must notify the authorities within 72 hours and inform the affected individuals if the breach is significant.
Who Does the GDPR Apply To?
- ✅ Companies and freelancers that collect data from EU citizens.
- ✅ Websites with contact forms or analytical cookies.
- ✅ Companies outside the EU offering services to Europeans (e.g., a real estate agency in Latin America receiving inquiries from European clients).
Penalties for Non-Compliance with the GDPR
Fines can reach up to €20 million or 4% of annual global turnover, whichever is higher.
If your website collects data from European clients, it is important to comply with these rules to avoid penalties.
Privacy Policy
Dear user,
Thank you for visiting our website. The protection of your personal data is important to us. Therefore, we would like to explain below which personal data is collected when you use our website, for what purpose this data is collected, and how we handle this data.
We take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.
You can generally use our website without providing any personal data. If personal data (such as name, address, telephone number, or email addresses) is collected on our website, this is always done on a voluntary basis, wherever possible. This data will not be passed on to third parties without your express consent.
We would like to point out that data transmission over the Internet (e.g., when communicating via email) may be subject to security gaps. Complete protection of data from access by third parties is not possible.
Person responsible
The controller within the meaning of the General Data Protection Regulation (GDPR) is:
International Account Management Melaouhi UG
Managing Director: Mr. Enis Melaouhi
Silbersteinstr. 76
12051 Berlin
Email: info@int-finance.de
Tel: +49 30 55 23 50 15
Collection and processing of personal data
When you use our website, information about your visit to our website is automatically collected. This information cannot be directly linked to your identity (e.g., IP address, pages visited, time of visit, duration of visit, browser used, operating system). This information is evaluated to improve our service and for statistical purposes.
If you send us an inquiry using the contact forms provided on our website or sign up for our newsletter, the personal data you provide (e.g., name, email address, address) will be stored and processed by us. This data will be used exclusively to process your inquiry or to send the newsletter and will not be shared with third parties.
Legal basis
The legal basis for the processing of personal data when you use our website is Art. 6 (1) (f) GDPR. Our legitimate interest is to provide you with a functional website and to improve our offerings.
If you provide us with personal data via the contact forms or newsletter registration, this data will be processed on the basis of your consent (Art. 6 (1) (a) GDPR).
Duration of storage
The personal data collected during your use of our website will be stored only for as long as necessary to achieve the stated purposes or as long as required by law. If you provide us with personal data via contact forms or newsletter registration, this data will be stored until you revoke your consent or the purpose for storage no longer applies.
Your rights
You have the right to:
- Request information about which personal data we process.
- Request the correction of inaccurate data and the deletion of your data.
- Restrict processing and the right to data portability.
- Revoke your consent at any time (only applicable to future processing).
- Object to the processing of your personal data for reasons related to your particular situation.
- Lodge a complaint with the competent data protection supervisory authority if you believe your data rights are being violated.
Disclosure to third parties
As a general rule, we do not pass on your personal data to third parties unless this is necessary to process your enquiry or send the newsletter or there is a legal obligation to do so.
Cookies
We use cookies on our website. Cookies are small text files that are stored on your device and contain information about your visit to our website. Cookies are used to make using our website more pleasant for you by saving certain settings (e.g., language settings). They are also used to statistically record the use of our website and evaluate it for the purpose of optimizing our offering. You can deactivate cookies at any time in your browser settings.
Most of the cookies we use are so-called "session cookies." They are automatically deleted after your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser the next time you visit.
You can configure your browser to:
- Inform you about the use of cookies.
- Only accept cookies on a case-by-case basis.
- Exclude cookies for specific cases or in general.
- Automatically delete cookies when you close your browser.
Disabling cookies may limit the functionality of this website.
Server log files
The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- Browser type and version
- Operating system used
- Referrer URL
- Hostname of the accessing computer
- Time of server request
This data cannot be assigned to specific individuals and will not be merged with other data sources. We reserve the right to subsequently review this data if we become aware of concrete evidence of illegal use.
Facebook plugins (Like button)
Our pages incorporate plug-ins from the social network Facebook, operated by Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. You can recognize the Facebook plug-in by the Facebook logo or "Like" button on our page. An overview of Facebook plug-ins can be found here: https://developers.facebook.com/docs/plugins/.
When you visit our pages, a direct connection is established between your browser and the Facebook server via the plugin. Facebook thus receives the information that you have visited our page using your IP address. If you click the Facebook “Like” button while logged into your Facebook account, you can link the content of our pages to your Facebook profile. This allows Facebook to associate your visit to our pages with your user account. We have no knowledge of the content of the transmitted data or how Facebook uses it. For more information, see Facebook’s privacy policy at: https://de-de.facebook.com/policy.php.
If you do not want Facebook to associate your visit with your user account, please log out of Facebook before visiting our site.
YouTube
Our website uses plug-ins from the YouTube site, operated by Google. The site is operated by YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. When you visit one of our pages equipped with a YouTube plug-in, a connection to the YouTube servers is established. The YouTube server is informed which of our pages you have visited.
If you are logged into your YouTube account, you allow YouTube to directly associate your browsing behavior with your personal profile. You can prevent this by logging out of your YouTube account.
Further information can be found in YouTube's privacy policy: https://www.google.de/intl/de/policies/privacy
SSL Encryption
This site uses SSL encryption for security reasons and to protect the transmission of confidential content, such as the inquiries you send to us as the site operator. You can recognize an encrypted connection by the fact that the address line of your browser changes from "http://" to "https://" and by the lock symbol in your browser's address bar.
If SSL encryption is activated, the data you send to us cannot be read by third parties.
Right to Information, Deletion, Blocking
You have the right at any time to obtain free information about your stored personal data, its origin and recipient, and the purpose of data processing, as well as the right to correct, block, or delete this data. You can contact us at any time at the address provided in the legal notice for this purpose and for other questions regarding personal data.
Objection to Advertising Emails
The use of contact information published in accordance with the imprint obligation to send unsolicited advertising and information materials is hereby prohibited. The operators of these pages expressly reserve the right to take legal action in the event of unsolicited advertising, such as spam emails.